Financial Technology

Fintech App Development

Build secure banking, payment, and investment apps. PCI DSS compliant, bank-grade security for modern financial services.

35+
Fintech Apps
1M+
Users Served
PCI
DSS Compliant
0
Security Incidents
Bank-Grade Security

Security that builds trust

Your users trust you with their money. We build that trust with security that exceeds industry standards.

PCI DSS Compliance

Level 1 certified payment card data security

Biometric Auth

Face ID, Touch ID, and voice recognition

Fraud Detection

ML-powered transaction monitoring and alerts

Data Encryption

AES-256 encryption and secure key management

Fintech features that matter

Every feature designed for financial clarity, security, and user trust.

Bank-Grade Security

PCI DSS compliance, end-to-end encryption, biometric authentication, and fraud detection systems.

Payment Processing

Integration with Stripe, Plaid, ACH, wire transfers, and real-time payment networks.

Investment Features

Portfolio tracking, stock trading, robo-advisors, and real-time market data integration.

Digital Wallets

Multi-currency wallets, P2P transfers, QR payments, and contactless payment support.

Analytics Dashboard

Spending insights, budgeting tools, cash flow analysis, and financial health scores.

Real-Time Sync

Instant transaction updates, account aggregation, and automatic categorization.

Fintech apps we build

From neobanks to investment platforms, we build the full spectrum of financial applications.

Neobanking Apps

Digital-first banking experiences without traditional branches

Virtual Cards
Instant Transfers
Savings Accounts
Expense Tracking

Payment Apps

P2P payments, merchant solutions, and payment gateways

QR Payments
Split Bills
Merchant POS
Invoice Management

Investment Platforms

Stock trading, crypto, and wealth management apps

Portfolio Tracking
Market Data
Robo-Advisor
Tax Reporting

Lending Platforms

Personal loans, mortgages, and BNPL solutions

Credit Scoring
Loan Origination
Payment Plans
Debt Management

Insurance Apps

Insurtech solutions for quotes, claims, and policies

Quote Engine
Claims Filing
Policy Management
Risk Assessment

Expense Management

Corporate cards and expense tracking for businesses

Corporate Cards
Receipt Scanning
Approval Workflows
Reporting

Financial infrastructure integrations

We connect your app with the banking and payment infrastructure that powers modern finance.

Plaid

Bank account linking and transaction data

Stripe

Payment processing and card issuing

Dwolla

ACH transfers and bank-to-bank payments

Alpaca

Commission-free stock trading API

Marqeta

Card issuing and payment processing

Socure

Identity verification and KYC

Alloy

Identity decisioning and fraud prevention

Unit

Banking-as-a-Service infrastructure

Secure development process

A rigorous methodology for building compliant financial applications.

1
Discovery

Regulatory & Technical Analysis

We analyze compliance requirements, competitive landscape, and define the technical architecture for your fintech product.

Compliance Roadmap
Competitive Analysis
Technical Architecture
Security Plan
2
Design

Trust-Building UX

Financial app design that builds user trust through clarity, security indicators, and intuitive money management flows.

User Research
Security UX Patterns
Transaction Flows
Interactive Prototype
3
Development

Secure Implementation

Security-first development with banking integrations, payment processing, and regulatory compliance.

Core Banking Logic
Payment Integration
KYC/AML Systems
Admin Dashboard
4
Compliance

Security Audit & Certification

Third-party security audits, penetration testing, and compliance certifications.

Penetration Testing
PCI Assessment
SOC 2 Preparation
Compliance Documentation
5
Launch

Regulated Go-Live

Phased rollout with monitoring, fraud systems active, and regulatory reporting in place.

Staged Rollout
Fraud Monitoring
Support Setup
Regulatory Reporting
CONTACT FORM

Request a Free Quote

Fill out the form below and our team will get back to you within 24 hours with a personalized proposal for your project.

We respond within 24 hours. No commitment required.

Fintech development FAQs

Common questions about building secure financial applications.

How do you ensure fintech app security?

We implement multiple security layers: PCI DSS compliant infrastructure for card data, AES-256 encryption for data at rest, TLS 1.3 for data in transit, biometric authentication, device binding, session management, and real-time fraud detection. We also conduct regular penetration testing and maintain SOC 2 compliance standards.

How much does fintech app development cost?

Fintech apps require significant investment due to security and compliance requirements. Costs depend on complexity - basic payment apps are more affordable than full neobanking platforms with card issuing or investment platforms with trading features. Contact us for a detailed estimate based on your specific requirements. We offer phased development to spread costs over time.

What regulatory compliance do you handle?

We build apps compliant with PCI DSS (payment cards), KYC/AML regulations (identity verification), state money transmitter laws, GDPR/CCPA (data privacy), and SEC regulations for investment apps. We work with your legal team to ensure all regulatory requirements are addressed in the application architecture.

Can you integrate with banking APIs like Plaid?

Yes, we have extensive experience with banking APIs including Plaid (account linking), Stripe (payments), Dwolla (ACH), Unit (BaaS), Marqeta (card issuing), and MX (data aggregation). We handle the complexity of bank integrations including error handling, data normalization, and real-time sync.

How long does fintech app development take?

Timeline depends on features and compliance: MVP payment apps take 4-6 months. Full banking apps with card issuing take 8-12 months. Investment platforms with brokerage integration take 10-14 months. Additional time is needed for compliance certifications, security audits, and regulatory approvals.

Do you build cryptocurrency and DeFi apps?

Yes, we build crypto wallets, exchanges, DeFi platforms, and NFT marketplaces. This includes integration with blockchain networks (Ethereum, Solana, etc.), custodial and non-custodial wallet architecture, smart contract integration, and compliance with evolving crypto regulations.

What about white-label fintech solutions?

We build white-label solutions that can be licensed to multiple clients. This is common for payment processors, neobanking platforms, and lending software. White-label architecture includes multi-tenancy, customizable branding, and separate compliance configurations per client.

How do you handle KYC/AML requirements?

We integrate KYC/AML providers like Socure, Alloy, Jumio, and Onfido for identity verification. This includes document verification, liveness detection, sanctions screening, and ongoing transaction monitoring. We build configurable risk rules and suspicious activity reporting for AML compliance.

Ready to build your fintech app?

Let's discuss your financial technology project and create a secure, compliant solution.